Post

0·0/3
8

Browsing as guest — sign in to save your progress

Mai Anh · 🇻🇳 Vietnam

Community Contributor · Drafted with source review · Story

Money ConfidenceTeaching school-age children about money through choices and practice

The Day My Child Learned the Difference Between Wants and Needs

My son pressed his face to the shop window and said he needed the remote-control car. I could see the wanting in his whole body—and I could also hear the lecture forming in mine. Instead of turning the moment into a fight about gratitude, we took the question home. I almost launched into a gratitude speech. Instead, I handed him three sticky notes: NEED. WANT. GOAL. Lunch went under need. A comic went under want. The car became a goal. Then the real conversation started. Was a school costume a need? What about a birthday gift? Could the same thing be a want for one family and a need for another? There weren’t always perfect answers—and that was the useful part. We made a simple plan for money he received: some to spend, some to save toward a goal and some to give or share. The amounts fit our family; they weren’t a magic formula. For the car, he compared prices, considered second-hand and counted how many weeks saving would take. Halfway there, he wanted a different game. My instinct was to keep him loyal to the original goal. But changing priorities is part of managing money too. He compared both options and chose to continue saving. When he finally bought the car, the proudest part wasn’t the toy. It was: “I waited. I chose. I did it.” Children learn money skills by making small, age-appropriate decisions—not by listening to one perfect lecture. Try this with the next purchase: Is it a need, a want or a goal? What do we give up if we choose it? Watching him place the final coins in his jar, I saw pride that could not have been bought with the toy. He had learned that waiting was not emptiness; it was movement toward something he had chosen. What small money choice could your child practise this month?

0

0 responses

Encourage first, advise second

Threads are moderated. Selling and shaming are removed.

Women also found useful

Mai Anh · 🇻🇳 Vietnam

Community Contributor · 4h ago · Story

Money ConfidenceStarting an emergency fund#FutureMeFund

The emergency fund rule that finally worked for me

For three years I tried to save whatever was left at the end of the month. There was never anything left. What changed: I moved a very small amount the same day my salary arrived — 200,000₫. Small enough that I never noticed it, consistent enough that it added up. Eleven months later I had one month of expenses set aside. I'm not a financial professional. This is just what worked for me, and I know my situation isn't everyone's.

The emergency fund rule that finally worked for me

General education, not regulated financial advice. No returns are guaranteed. Any professional connection is your choice.

Try this: Build your safety net

Learn more

168 women tried this · 42 completed · 12 offered to help · 4 in the same transition

4

Mei Tan · 🇸🇬 Singapore

Money Confidence Mentor · 2d ago · Expert Q&A

Money ConfidenceRetirement readiness#AskHerNotTheAlgorithm

Ask an expert: planning for a longer, healthier life

Question from the community: 'I'm 44. Is it too late to plan for a longer life?' Short answer: no. Longevity planning is mostly about consistency, not timing. Consider three neutral checks — your health baseline, your income continuity if you couldn't work, and who depends on you.

General education, not regulated financial advice. No returns are guaranteed. Any professional connection is your choice.

Try this: Check your protection gaps

Learn more

· 12 offered to help · 4 in the same transition

1
Community guidelines and safety